The Law Offices of                                                            Springfield         Worcester
George E. Bourguignon, Jr.                  (413) 746-8008;(508) 769-1359

Debt Collection Abuse

IS THERE ANYTHING I CAN DO?

Often, it is obvious that a debt collector's intentional harassment or similar acts must violate the law.  But did you know that there is a limit on how often they can call you?  Did you know that there are requirements for what debt collectors must say (and not say) if they leave a phone message?  Also, did you know that there may be certain required content that must appear in their letters?  (For an interesting example of a plaintiff's victory click here.)  The Fair Debt Collection Practices Act was passed to help victims of debt collection abuse seek a remedy.  If you think you have encountered a violation of the law and have suffered mental anguish stemming from the violation we encourage you to speak to an attorney.  Give us a call to find out how we can help.

I WANT THE CALLS TO STOP...HELP!

There are ways to apply the law so that it will be unlawful for debt collectors to contact you.  Under the Fair Debt Collection Practices Act a debt collector is not allowed to contact a person represented by legal counsel who is available and ready to communicate with the debt collector on that person's behalf.  Although debt collectors may still make direct contact despite the law, the law is on your side.  If you want to stop debt collectors from contacting you, we may be able to help.  Please give us a call.  Our offices are located in the city of Worcester in central Massachusetts and the city of Springfield in western Massachusetts.  A good lawyer is not afraid to sue debt collectors.  We will work with clients in Boston, Worcester, Northampton, and throughout most of Massachusetts.  

BUT I'M GETTING CALLED BY MY BANK (THE ORIGINAL CREDITOR), IS THERE STILL SOMETHING   I CAN DO?

State law may reguate the collection of debts by the original creditor itself (and the original creditor's agent (debt collectors)).  Many of the same type of legal protections commonly known of and provided for to address abuse by debt collectors under federal law (the Fair Debt Collection Practices Act) are often similarly provided for under state law.

Contact us for help with Debt Collection Abuse at (413) 746-8008 or (508) 769-1359 or by email below.

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