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What are the legal steps that a mortgage lender has to satisfy in order to properly foreclose on my home in Massachusetts?

Initially, one must understand that Massachusetts is one of the states that allows a mortgage lender to avoid filing suit in court to obtain approval to foreclose, etc.  For this reason, Massachusetts is known as a “non-judicial foreclosure” state. Mortgage lenders in Massachusetts almost always have what is known as the “power of sale” in […]

Do I have a defamation claim against someone that claims he was only expressing his opinion?

26 May 2015 Answer:  It depends.  Statements that are determined to strictly be the expression of an opinion after all underlying facts are presented are not actionable.  However, someone simply couching a defamatory statement as an opinion does not make it an opinion and is actionable.  It takes a legal analysis and legal opinions on […]

I have a legal controversy or disagreement that I want resolved but there is no pending court case, how do I resolve it?

12 May 2015 Answer: File for a declaratory action under chapter 231A section 1 of the Massachusetts General Laws. Many people face the situation of having a legal conflict or disagreement and want it resolved, but if there is no pending civil action, they are left with uncertainty.  They are unaware of how to resolve […]

A clerk refuses to accept my documents for filing in Massachusetts, what should I do?

4 April 2015 Initially, you must diagnose what the problem is.  Is this a case of some legitimate impropriety with the filing and the clerk’s office has the right or obligation to reject it or is it a clerk’s office overstepping its authority?  To investigate this, you will need to be able to articulate exactly […]

What are the different courts in Massachusetts and which one do I sue someone in?

13 March 2015 There are many different courts in Massachusetts, the Land Court, Probate and Family Court, Housing Court, Juvenile Court, Small Claims Court (which is really part of the District Court), District Court, Boston Municipal Court (which is almost just the same as the District Court), Superior Court.  There is also the Medical Malpractice […]

A 1099C form just came in the mail, is this cancellation of debt (COD) income? And if so, what are the tax ramifications?

19 February 2015 This is the time of year that people are taking a look at the tax documents they have received and one of these can be a 1099C from.  This is an entity claiming that it forgave/cancelled debt owed by you to it.  The cancellation of this debt is generally taxable.  (But wait […]

Does a violation of the Fair Debt Collection Practices Act (of the federal law) constitute a violation of the Massachusetts Consumer Protection Act?

20 January 2015 Yes. Just before 2014 ended the Court of Appeals for the First Circuit issued McDermott v. Marcus ruling that a violation of the Fair Debt Collection Practices Act is a per se violation of the Massachusetts Consumer Protection Act, specifically, Mass. Gen. Laws c. 93A § 2. McDermott v. Marcus, Case No. […]

How will a creditor collect from me if I lost my case in Massachusetts?

2 December 2014 After a judgment is entered, the next document to issue is called an execution.  The execution is what empowers the sheriff’s office, as it is directed by the creditor, to collect from you.  Depending on the circumstances and the court the case is in, an execution is to be issued by the […]

Internet defamation lawyers in Massachusetts, what do they do?

4 November 2014 Initially, we will explore what Internet defamation is before discussing what Internet defamation lawyers in Massachusetts actually do.  And we will have to back up even one more step and address what defamation is because that itself is not understood by all.  Defamation is a collective term for both slander, which is […]

Can I eliminate my tax debt in bankruptcy?

1 Nov 2014 Maybe.  First, the good news; although difficult, eliminating tax debt in bankruptcy is possible and very beneficial.  Tax debt grows quickly and can hang over you for what seems like an eternity.  The government also enjoys collection powers that other creditors do not.  So, obtaining a discharge from tax debt can give […]